Save on Alfa Romeo Graduate insurance

How to Lower Your Alfa Romeo Graduate Insurance Rates In Five Minutes or Less

If we enjoyed shopping for car insurance, we'd do it more often. But the premiums we pay always seem to be too high and most of use would rather get a tooth pulled. Finding affordable coverage for your Alfa Romeo Graduate probably is no different.

Step One: Get Insurance Quotes

If it's been a few years since you shopped for car insurance, you might still think the only way to buy is from a local agent. Times have changed!

Almost every car insurance company now offers online quotes, and you can actually get insurance quotes for a Alfa Romeo Graduate without even visiting their websites!

To begin, click on the link below and complete the short form. It only takes a few minutes and it's helpful to have your current policy handy if you have one.

Important Tip! In order to accurately compare rates for your Graduate, it's critical that you use the same limits and deductibles for liability and physical damage coverages like comprehensive and collision. If you use different limits, you will not be able to accurately compare rates between carriers.

Step Two: Tried and True Ways to Save on Graduate Insurance

After completing step one and having some rates to compare, you can now focus on policy and lifestyle modifications that will lower your Graduate insurance rates.

Step Three: Buy the Policy That's Right for You

Knowing which company to insure your Graduate with is more than just choosing the lowest rate. You also need to be ready to put a down payment on your policy and make sure you have all the proper coverages in place.

If you're cancelling an old policy, make sure the new coverage starts the same day your old policy ends. This avoids any penalty for having a lapse in coverage which can cost you more.

If this is a new policy with only the Alfa Romeo on it, be sure to have coverage before leaving the dealership or car lot. If you're adding it to an existing policy, you have anywhere from 15 to 30 days depending on the company. If your current policy has any vehicle with full coverage (comprehensive and collision), then your new Graduate will have that coverage extended to it. If you only have liability coverage on your policy, then you have no physical damage coverage on your new purchase.

Your insurance company will provide you with proof-of-insurance forms to keep in your vehicle. It's required by state law to carry at least the state minimum liability limits. If an SR-22 is required due to a reckless driving conviction, DUI or conviction of driving without insurance, make sure your new company is aware of that. Not filing a court-ordered SR-22 can result in suspension of your driver's license.

Additional Insurance Information

The Insurance Information Institute has a great resource of car insurance articles where you can learn more about coverages and money saving tips. Visit iii.org.

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