Save on Ford Excursion insurance

How to Save on Insurance for your Ford Excursion

If finding the lowest rate on car insurance was easy, most people would have no trouble paying less. But the premiums we pay always seem to be too high and most of use would rather get a tooth pulled. Finding good insurance for your Ford Excursion probably leaves you feeling the same way.

Step One: Compare Online Rate Quotes

Up until about ten years ago, the only way to shop for car insurance was in the office of a local insurance agent where you'd get a hard sell into a policy. But you can now comparison shop and buy direct online!

All the major car insurance companies sell insurance for a Ford Excursion and you don't even have to visit each individual website!

To begin, click on the link below and complete the short form. It only takes a few minutes and it's helpful to have your current policy handy if you have one.

Important! If you already have liability and physical damage coverage on your Excursion, it's important to keep the same limits and deductibles throughout the quote process. This allows you to fairly compare rates for many companies. If you use different limits and coverages for each quote, you won't be able to judge if the final rate is better or worse than other quotes.

Step Two: Tried and True Ways to Save on Excursion Insurance

How much impact insuring your Ford has on your wallet is controlled by many different factors. Here are some ways to reduce the negatives and improve the positives.

Step Three: Buy the Best Policy

Knowing which company to insure your Excursion with is more than just choosing the lowest rate. You also need to be ready to put a down payment on your policy and make sure you have all the proper coverages in place.

Make sure to avoid any lapse in coverage by setting the new policy's effective date to be the same date you cancel your old policy. Otherwise you could be driving without any coverage.

Before you drive your Ford Excursion home, make sure you have a current car insurance policy in force. Coverage will extend to the new purchase from your policy, but if you don't have a policy then you have no protection. When driving off the lot, you may have coverage that extends from your current policy. But it will only be equal to the most coverage you have on any vehicle. So if you only carry liability coverage, you won't be covered for full coverage until you specify it on your policy.

Be sure to replace any old proof-of-insurance cards in your car. You must always have the current card in your vehicle as required by state law. High risk drivers may be required to submit an SR-22 with their state DMV's. If you have been convicted of reckless driving, DUI or had an uninsured accident, you may qualify. Make sure your new policy reflects the need for the SR-22 filing.

More Resources for Insurance Buying

For more information on car insurance, please visit the Insurance Information Institute's auto insurance informational page.

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