Save on Honda Accord insurance

Easily Lower your Honda Accord Insurance Rates in Three Steps

If finding cheaper car insurance was fun, we'd make the time to do it regularly. But we always seem to pay too much for coverage and most people would rather go to the dentist. You probably feel the same way about finding lower cost coverage for your Honda Accord.

Step One: Compare Apples-to-Apples Quotes

Up until about ten years ago, the only way to shop for car insurance was in the office of a local insurance agent where you'd get a hard sell into a policy. Times have changed!

The first step to finding lower Honda Accord rates is to get quotes from all the major car insurance companies. This is fast and easy and only requires you to complete one form.

Start a free rate quote comparison now by clicking the link below. Once you complete the short form, you'll be able to compare rates and then move on to our next section on how to lower rates even further.

Insurance Quoting Tip! The only way to accurately compare rates bewteen different companies for your Accord is to use identical coverage limits on all the quotes. If you use different liability limits and/or deductibles, you won't have an apples-to-apples rate comparison.

Step Two: Techniques to Lower your Accord Insurance Rates

There are many factors that actually determine what you will pay for insurance, and some are completely within your control.

Step Three: Select the Best Company for Your Needs

Car insurance is pretty easy to buy online, but you do need to be aware that it is a legally binding contract. You need to have funds available for a down payment as well as review your coverages for any insufficiencies.

It's easiest to cancel an old policy at the renewal date, but you can cancel it anytime. Just make sure you have the new policy effective the date you cancel your old policy in order to avoid any lapse in coverage.

If this is a new policy with only the Honda on it, be sure to have coverage before leaving the dealership or car lot. If you're adding it to an existing policy, you have anywhere from 15 to 30 days depending on the company. When driving off the lot, you may have coverage that extends from your current policy. But it will only be equal to the most coverage you have on any vehicle. So if you only carry liability coverage, you won't be covered for full coverage until you specify it on your policy.

Upon completion of buying your policy, you need to print out the financial responsibility card that must be kept in your vehicle at all times. Replace any old cards and promptly replace expired cards. High risk drivers may be required to submit an SR-22 with their state DMV's. If you have been convicted of reckless driving, DUI or had an uninsured accident, you may qualify. Make sure your new policy reflects the need for the SR-22 filing.

More Resources for Insurance Buying

For more detailed car insurance topics, visit the Insurance Information Institute.

Recent Blog Articles

Free Insurance Quotes