Save on Rolls Royce Phantom insurance

Step-by-step Guide to Cheaper Rolls Royce Phantom Insurance

If shopping for auto insurance was more enjoyable, it would get done more often. But the premiums we pay always seem to be too high and most of use would rather get a tooth pulled. You probably feel the same way when trying to find cheaper coverage for your Rolls Royce Phantom.

Step One: Compare Rates

Up until just recently, the only option you had for shopping for insurance was getting a high pressure sales pitch in the office of your local insurance agent. Welcome to the 21st century!

Comparing apples-to-apples price quotes for your Rolls Royce Phantom is made easy by only requiring one form to be completed. This will shop your coverage with multiple companies and allow you to easily compare rates.

To start saving, have your current policy handy and click the link below. Our short form makes it easy to enter your information and compare rates.

Insurance Quoting Tip! The only way to accurately compare rates bewteen different companies for your Phantom is to use identical coverage limits on all the quotes. If you use different liability limits and/or deductibles, you won't have an apples-to-apples rate comparison.

Step Two: Tried and True Ways to Save on Phantom Insurance

Now that you have several rates to compare (since you did compare rates above, right?), we will now show you some additional ways you can lower your Phantom insurance rates.

Step Three: Purchase a New Policy

Knowing which company to insure your Phantom with is more than just choosing the lowest rate. You also need to be ready to put a down payment on your policy and make sure you have all the proper coverages in place.

You can cancel a policy at any time, but just remember to make the effective date of the replacement policy the exact same as the date you cancel your old policy. You do not want any gaps in coverage between policies.

If you don't currently have a car insurance policy, make sure you have coverage in force before driving your Rolls Royce off the lot. But if you already have a policy, you will have coverage extended to your new car from your existing policy. Anytime you buy a vehicle, you want to make sure coverage is in place before driving off the lot. If you have a policy now, you will have at least liability coverage. But if you don't insure any vehicles with full coverage, then you will put your new Phantom at risk as soon as you drive away.

Once you finish buying your new policy, you will need to print out the proof-of-insurance card that is provided by your new company. This card is proof that you meet the state's minimum liability limits and is required to be kept in your vehicle. SR-22 filings are for high risk drivers and ensure that you have met your state's financial responsibility requirements. If you have DUI, DWI or uninsured accident convictions, you may have to file an SR-22 with your state DMV.

For More Information

For more detailed car insurance topics, visit the Insurance Information Institute.

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