Slash your Volkswagen Jetta Insurance Rates in Three Steps
If shopping your car insurance around was fun, we'd do it much more often. But the reality is, it's a chore for most people and we seem to always end up paying more than we want to. You might feel the same pain when having to pay the bill on your Volkswagen Jetta.
Step One: Insurance Rate Comparison Quotes
If you haven't shopped for car insurance for awhile you might remember the days when the only option was to visit a local insurance agent. But now you can eliminate that hassle and buy online!
All the major car insurance companies sell insurance for a Volkswagen Jetta and you can compare their rates by entering your information only one time.
To start saving, have your current policy handy and click the link below. Our short form makes it easy to enter your information and compare rates.
Same Limits on Quotes! This tip is very important. The only way to accurately compare rates on your Jetta is to use the same limits of liability as well as deductibles on physical damage coverage. You won't be able to compare rates if you use different values on your quotes.
Step Two: How to Insure your Jetta for Less
There are many contributing factors that determine what you pay to insure your Volkswagen. You can help yourself (and your wallet) by paying attention to the following rate factors.
- Successfully completing a driver's training class can help lower your rates if your insurance company offers that discount.
- Members of many professional organizations can receive discounts on car insurance, and if you're a senior citizen, that could earn you an additional discount.
- Car insurance rates for a teen driver on a Volkswagen Jetta will be expensive no matter what kind of coverage you have. But if you don't need comprehensive and collision, consider dropping those to save money.
- If you have tended to file small claims with your car insurance company in the past, you're most likely going to pay higher premiums in the future. Consider paying minor claims out-of-pocket instead of blemishing your claim history.
- Check your credit rating each year and address any problem areas. Higher credit scores mean lower car insurance rates.
- If you rent rather than own a home, you may be paying more for car insurance. Homeowners often get lower rates.
- Before a comprehensive or collision claim is paid by your company, you have to pay a deductible first. The more you're willing to pay, the lower your rates will be. Consider raising your deductibles to $500 or even $1,000.
- Most Volkswagen vehicles come with standard safety features such as air bags and passive restraints, and those will help keep your insurance costs down.
- Most of us have received a ticket at one time or another. If you get a ticket for a minor violation, find out if there is a safe driving class you can take to keep the ticket off your driving record.
- It's very important that you allows keep coverage effective on your vehicles. Having even a one-day lapse in coverage can make your premiums jump higher.
- Reduce your rates by buying a car that is not a hot model for car thieves. Certain makes and models are more tempting than others, and high-frequency stolen vehicles get charged a higher rate.
Step Three: Choose the Right Company for You
Once you have compared identical rate quotes for your Jetta and made a decision on deductibles, coverages and other policy options, you are ready to buy your policy with the new company.
Car insurance policies don't have to be cancelled at the renewal date, but just be sure the new policy starts the same day you cancel your old policy. This avoids any gaps in coverage between policies.
Any time you buy a new vehicle, make sure you have car insurance in place, either from an existing policy or a new policy that you purchase from the dealership floor. Coverage that extends from an existing policy is only as good as your current coverage. So if you don't carry full coverage on any vehicles, you won't have it on your new Jetta.
After completing your policy purchase, you can print out the proof-of-insurance card to place in your car. Always keep the current card available in case requested by law enforcement or if you are in an accident. If you have received a DUI, reckless driving citation or caused an accident without insurance, you may be required to file an SR-22 with your state DMV. Make sure your new company is aware of the SR-22 filing requirement.
The Insurance Information Institute is the industry authority for consumer car insurance information.
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