Locating better insurance prices for a Volkswagen Type 2 can be difficult, but you can learn the following methods to save time. There are both good and bad ways to compare auto insurance rates so you’re going to learn the proper way to get price quotes on a Volkswagen and get the best price possible either online or from local insurance agents.
Compare Auto Insurance Costs
Performing a rate comparison can be a lot of work if you don’t utilize the most efficient way. You can waste hours talking to insurance companies in your area, or you can stay home and use online quoting to get rate comparisons in just a few minutes.
Many of the larger companies are enrolled in a marketplace that allows shoppers to submit one quote, and at least one company provides a quote for coverage. This system prevents you from having to do repetitive form submissions to every company. To get comparison pricing now click to open in new window.
The one downside to doing it this way is that you can’t choose which carriers you want to price. If you wish to select individual companies to compare, we have a listing of low cost auto insurance companies in your area. Click here for list of insurance companies.
It’s your choice how you get your quotes, but ensure you’re using the exact same coverages with each company. If you use different liability limits you will not be able to determine the best price for your Volkswagen Type 2. Just a small difference in insurance coverages may result in large price differences. And when comparison shopping, getting more free quotes helps you find a lower rate.
Aren’t my neighborhood agents an option?
Some people prefer to buy from a local agent and that is just fine! One of the best bonuses of comparing insurance prices online is that you can obtain the best rates and still choose a local agent.
After filling out this form (opens in new window), your insurance data is emailed to agents in your area who will battle for your business. You never need to leave your house since price quotes are sent to the email address you provide. It doesn’t get any easier! Get lower rates and work with a local agent.
Selecting an insurance company should depend on more than just the premium amount. Agents should be asked these questions:
- Do they make recommendations based only on price?
- Which members of your family are coverage by the policy?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- Will vehicle repairs be made with aftermarket parts or OEM replacement parts?
- How often do they review policy coverages?
- Can they give you a list of client referrals?
- Do the coverages you’re quoting properly cover your vehicle?
Types of insurance agencies
When looking for a reliable agent, there are two different types of agents that differ in how they can insure your vehicles. Agencies are either captive or independent.
Agency Captives
Captive agents can only write with one company like Farmers Insurance or State Farm. These agents are unable to provide prices from multiple companies so always compare other rates. Captives are usually quite knowledgeable on their company’s products and that can be a competitive advantage. Consumers frequently buy from captive agents mainly due to the brand legacy and the convenience of having all coverages with one company.
Independent Agents
Independent agents do not work for one specific company so they can insure your vehicles with lots of companies depending on which coverage is best. If you are not satisfied with one company, they simply move the coverage in-house and you don’t have to find a new agent. When comparing rates, it’s a good idea to contact multiple independent agents to have the most options to choose from. They often place coverage with lesser-known insurance companies who may have lower rates.
For a full directory of insurance agencies, visit this page.
After getting good answers for all questions you ask and an acceptable price quote, you’ve probably found an insurance agent that can service your policy.
