Feel like you’re a prisoner to high-priced auto insurance? Trust us, you’re not the only one.
You have multiple insurance companies to buy insurance from and although it’s nice to have a choice, it can be more difficult to compare rates for your Equinox.
Which Car Insurance is Cheapest?
Performing a rate comparison can take hours if you aren’t aware of the best way to get rate quotes. You could waste time driving to insurance companies in your area, or you could use the internet for quick rates.
Most car insurance companies participate in an industry program that allows shoppers to only type in their quote data once, and each company can provide price quotes for coverage. This system prevents you from having to do multiple quotation requests for each company.
To submit your quote information now, click to open in new window.
The only drawback to getting quotes like this is that consumers can’t choose the companies you want pricing from. So if you prefer to choose specific insurance companies to compare we have a page of companies who write car insurance in your area. Click to view list.
However you get your quotes, make absolute certain that you use identical coverages and limits for every quote you compare. If you compare different deductibles it’s impossible to determine the lowest rate for your Chevy Equinox.
How much car insurance do I need?
When it comes to choosing the right insurance coverage, there isn’t really a best way to insure your cars. Coverage needs to be tailored to your specific needs and a cookie cutter policy won’t apply. Here are some questions about coverages that can help discover if your situation would benefit from professional advice.
- What happens if I owe more than my Chevy Equinox is worth?
- What are no-fault laws?
- What can I do if my company won’t pay a claim?
- When do I need to add a new car to my policy?
- Should I file a claim if it’s only slightly more than my deductible?
- Am I covered by my employer’s commercial auto policy when driving my personal car for business?
- Are my tools covered if they get stolen from my vehicle?
If you don’t know the answers to these questions but one or more may apply to you, you may need to chat with a licensed agent. To find lower rates from a local agent, simply complete this short form.
Don’t I need to talk to an agent?
Certain consumers would prefer to get advice from a local agent. The best thing about comparing insurance prices online is you can get lower rates and still have an agent to talk to. And supporting small agencies is important espcially in smaller communities.
By using this short form, the coverage information is transmitted to agents in your area who will give you bids for your coverage. You won’t need to drive around since price quotes are sent immediately to your email address. Get lower rates AND a local agent.
To view licensed agents in your state, click here.
Choosing an insurer requires more thought than just the premium amount. Here are some questions to ask:
- Is their price quote a firm figure or are their hidden costs?
- How are they compensated?
- How many years of experience in personal lines insurance coverages do they have?
- Do the companies they represent have a solid financial rating?
- Are claims handled at the agent’s location?
- Are they full-time agents?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- Are glass claims handled on-site or do you have to take your vehicle to a repair shop?
Upon getting satisfactory answers to these questions and locked in a price quote, you have narrowed it down to a company that is a good match to provide auto insurance coverage. But remember, policyholders can cancel your coverage any time you want so don’t assume that you are obligated to any specific agency for the full term.
What is YOUR best insurance company?
We just showed you quite a bit of information on how to lower your Chevy Equinox insurance rates. The most important thing to understand is the more rate quotes you have, the higher your chance of finding lower rates. You may be surprised to find that the best prices are with the smaller companies. They can often insure niche markets at a lower cost than the large multi-state companies such as Allstate or State Farm.
Cheap Chevy Equinox insurance can be purchased online in addition to most insurance agents, so compare prices from both to get a complete price analysis. Local independent agents are able to place your coverage with smaller companies who do not offer online quoting.
