Drivers have a choice when trying to find the best price on Alfa Romeo Graduate insurance. You can either spend your time struggling with agents getting price quotes or use the internet to get rate quotes.
There is a right way and a wrong way to buy auto insurance and you need to know the best way to compare rates for a Alfa Romeo and find the lowest possible price.
How to Compare Auto Insurance Costs
There are several ways to shop for auto insurance, but there is one way that is less time-consuming than others. You could waste a few hours discussing policy coverages with local insurance agents in your area, or you could save time and use online quotes to quickly compare rates.
Most major companies belong to an insurance system where prospective buyers submit their information once, and each participating company can provide price quotes for coverage. This prevents consumers from doing quote forms for every auto insurance company. To submit your quote information now, click here (opens in new window).
The only drawback to getting quotes like this is you cannot specify the companies you want to price. If you wish to select from a list of companies to compare, we have assembled a list of the cheapest auto insurance companies in your area. Click here to view list.
It doesn’t matter which method you choose, just make darn sure you compare identical information for each comparison quote. If the quotes have mixed coverages it will be next to impossible to truly determine the lowest rate.
Lower rates by qualifying for discounts
Insurance can cost an arm and a leg, but there are discounts available that you may not know about. Some discounts apply automatically when you purchase, but some must be specially asked for before they will apply. If they aren’t giving you every credit you deserve, you are throwing money away.
- Driver’s Ed – Cut your cost by having your teen driver enroll in driver’s education if it’s offered in school.
- Discount for Swiching Early – Some insurance companies reward drivers for switching policies prior to your current policy expiring. The savings is around 10%.
- Resident Student – Any of your kids who attend school more than 100 miles from home and do not have a car may qualify for this discount.
- One Accident Forgiven – A few companies allow you one accident before hitting you with a surcharge if your claims history is clear for a certain period of time.
- Passive Restraints – Cars that have air bags or automatic seat belts may earn rate discounts up to 30%.
- Payment Discounts – If paying your policy premium upfront instead of monthly or quarterly installments you can actually save on your bill.
- Low Mileage – Fewer annual miles on your Alfa Romeo could be rewarded with discounted rates on garaged vehicles.
- Military Rewards – Being deployed with a military unit can result in better rates.
- Safe Drivers – Drivers who don’t get into accidents may receive a discount up to 45% less on Graduate coverage than less cautious drivers.
A little note about advertised discounts, some credits don’t apply to your bottom line cost. Most only reduce the cost of specific coverages such as liability and collision coverage. Even though it may seem like it’s possible to get free car insurance, you’re out of luck. But any discount will reduce the cost of coverage.
