Finding low-cost insurance for a new or used Buick Regal can turn out to be difficult, but you can learn the following methods to find lower rates.
There are more efficient ways to shop for car insurance and we’ll show you the quickest way to compare rates on a Buick and locate the cheapest rates from both online companies and local agents.
Do you qualify for a discount?
The price of auto insurance can be rather high, but you can get discounts to help offset the cost. Certain discounts will be applied at the time of quoting, but a few need to be specially asked for before you will receive the discount. If you’re not getting every credit available, you are throwing money away.
- Fewer Miles Equal More Savings – Fewer annual miles on your Buick could qualify for lower rates on the low mileage vehicles.
- Auto/Life Discount – Select insurance companies reward you with lower rates if you buy life insurance.
- Anti-theft Discount – Cars that have factory anti-theft systems can help prevent theft and earn discounts up to 10%.
- Government Employees – Simply working for the federal government can save as much as 8% for Regal coverage with a few car insurance companies.
- No Charge for an Accident – Certain companies allow you one accident before your rates go up if your claims history is clear for a set time period.
- Good Student – A discount for being a good student can save 20 to 25%. This discount can apply up to age 25.
- Defensive Driving Course – Completing a course teaching defensive driving skills could save 5% or more if your company offers it.
A little note about advertised discounts, most discounts do not apply to all coverage premiums. Most cut the cost of specific coverages such as liability, collision or medical payments. So when the math indicates it’s possible to get free car insurance, car insurance companies aren’t that generous. But any discount will bring down the cost of coverage.
To see a list of companies offering car insurance discounts, follow this link.
How to Get Car Insurance Comparison Quotes
Getting a lower price on Buick Regal insurance is actually quite simple. The only requirement is to take time to compare rate quotes online with multiple companies. This can be accomplished in just a few minutes using one of these methods.
The fastest way to get quotes for comparison is an all-inclusive rate comparison like this one (opens in new window). This method eliminates the need for boring form submissions for every car insurance company. One form submission will return quotes instantly. It’s the fastest way to compare.
A more time consuming way to analyze rates is going to each individual company website and complete a new quote form. For sake of this example, we’ll assume you want rates from Progressive, State Farm and Allstate. To get each rate you have to visit each site to enter your coverage information, and that’s why the first method is more popular. For a handy list of car insurance company links in your area, click here.
However you get your quotes, make darn sure you compare apples-to-apples coverages and limits for each comparison quote. If you use differing limits then you won’t be able to make an equal comparison.
Final considerations
When shopping online for car insurance, you should never buy less coverage just to save a little money. Too many times, someone sacrificed uninsured motorist or liability limits only to discover later that the small savings ended up costing them much more. Your strategy should be to buy a smart amount of coverage at a price you can afford while still protecting your assets.
Consumers change insurance companies for a number of reasons such as lack of trust in their agent, delays in responding to claim requests, questionable increases in premium and even high prices. It doesn’t matter why you want to switch switching car insurance companies is not as hard as you think.
Throughout this article, we presented quite a bit of information on how to reduce Buick Regal insurance prices online. The key concept to understand is the more companies you get rates for, the higher your chance of finding lower rates. Consumers may even find the most savings is with some of the lesser-known companies.
