Did you fall for a flashy sales pitch and buy an underperforming, overpriced car insurance policy? Trust us, you’re not the only one. There are many car insurance companies to choose from, and although it’s nice to have multiple companies, it makes it harder to compare company pricing.
Are you getting all your discounts?
Auto insurance companies do not list all their discounts very clearly, so we break down some of the best known and the harder-to-find ways to save on car insurance. If you’re not getting every credit possible, you are throwing money away.
- Memberships – Being a member of certain professional organizations may earn a discount on car insurance for A7 coverage.
- Payment Method – If you pay your entire premium ahead of time rather than paying monthly you could save 5% or more.
- Air Bag Discount – Cars that have air bags or automatic seat belts can receive discounts of 20% or more.
- Multi-policy Discount – When you combine your home and auto insurance with the same company you will save approximately 10% to 15%.
- Braking Control Discount – Anti-lock brake equipped vehicles are safer to drive and therefore earn up to a 10% discount.
- Federal Government Employee – Active or retired federal employment could cut as much as 10% off for A7 coverage with select insurance companies.
- Drivers Education – Make teen driver coverage more affordable by requiring them to complete a driver education course if offered at their school.
- Seat Belts Save – Requiring all passengers to buckle their seat belts could cut 10% or more off the personal injury premium cost.
- New Car Discount – Buying coverage on a new vehicle can be considerably cheaper because new vehicles have to meet stringent safety requirements.
Keep in mind that most credits do not apply to the overall cost of the policy. Most only cut specific coverage prices like comp or med pay. Just because it seems like you could get a free car insurance policy, you’re out of luck.
Where Can I Get Cheap Car Insurance?
All major car insurance companies quote price estimates on their websites. Getting online quotes is quite easy as you simply enter into the quote form. Once you submit the form, their system orders reports for credit and driving violations and generates a price based on these factors. Being able to quote online helps simplify price comparisons, but the time required to go to each company’s website and repetitively type in the same information gets old quite quickly. But it is imperative to have as many quotes as possible if you want to find the lowest price.
There is a better way to compare rates
The quickest way to compare car insurance pricing is to use a quote form to return rates from many companies. It’s a real time-saver, requires less work, and makes rate comparisons much more efficient. As soon as you send your information, your coverage is rated and you can choose any of the quotes that you receive. If a lower price is quoted, it’s easy to complete the application and purchase coverage. It takes 15 minutes at the most and you will know how your current rates stack up.
To quickly compare rates now, click here to open in a new tab and enter your information. If you currently have coverage, we recommend that you enter the insurance coverages just like they are on your policy. This makes sure you will receive an apples-to-apples comparison for similar insurance coverage.
Smart shoppers get results
When trying to cut insurance costs, never buy less coverage just to save a little money. There have been many situations where drivers have reduced comprehensive coverage or liability limits only to find out that their decision to reduce coverage ended up costing them more. The proper strategy is to get the best coverage possible at the best price.
Cheaper Audi A7 insurance can be purchased both online and with local insurance agents, and you should be comparing both in order to have the best chance of saving money. Some companies do not offer online price quotes and these regional insurance providers work with independent agents.
We just covered some good ideas how you can reduce Audi A7 insurance prices online. The most important thing to understand is the more rate quotes you have, the better likelihood of reducing your rate. You may even find the biggest savings come from a lesser-known regional company. Smaller companies may have significantly lower rates on certain market segments as compared to the big name companies such as State Farm and Allstate.
