Feel like you have an expensive car insurance policy? Trust us when we tell you many consumers feel financially strained by their car insurance policy. Big-name insurance companies like State Farm, Farmers Insurance, GEICO and Allstate continually bombard you with ads and it is challenging if not impossible to avoid their marketing magic and do the work needed to find the best deal.
The most recommended method to compare policy rates is to realize auto insurance companies pay for the opportunity to compare rate quotes. The only thing you need to do is give them rating details like the type of vehicles you drive, the ages of drivers, how you use your vehicles, and daily mileage. Your insurance information is then sent to multiple different insurance companies and they return cost estimates with very little delay.
To get price quotes for your Chevy C2500 now, click here then complete the form.
Get cheaper car insurance with discounts
Some insurers do not list all disounts in an easy-to-find place, so the following is a list of both the well known and the more hidden discounts you could be receiving when you .
- Multi-policy Discount – If you can bundle your auto and home insurance with one insurance company you could save approximately 10% to 15%.
- Buy New and Save – Adding a new car to your policy may earn a small discount since newer vehicles are generally safer.
- Air Bags and Passive Restraints – Factory options such as air bags or motorized seat belts could see savings of 20 to 30 percent.
- 55 and Retired – Mature drivers may receive a slight reduction on a for C2500 insurance.
- Life Insurance – Some insurance companies give better rates if you take out some life insurance too.
- One Accident Forgiven – Not necessarily a discount, but a handful of insurance companies will let one accident slide without raising rates so long as you haven’t had any claims for a specific time period.
- Sign Online – A few larger online companies give back up to $50 for completing your application on the internet.
- Drive Safe and Save – Insureds who avoid accidents can save as much as half off their rates for C2500 insurance than drivers with accident claims.
Policy discounts save money, but most discount credits are not given to the entire policy premium. Most only apply to specific coverage prices like comprehensive or collision. Despite the fact that it seems like all the discounts add up to a free policy, you’re out of luck.
A few companies who may offer these money-saving discounts include:
Before you buy a policy, ask every prospective company which discounts you qualify for. All car insurance discounts might not be offered on policies in your state. For a list of insurers that offer many of these discounts, click this link.
Car insurance can get complicated
When buying adequate coverage for your personal vehicles, there is no “perfect” insurance plan. Each situation is unique and a cookie cutter policy won’t apply. For example, these questions may help you determine whether or not you would benefit from an agent’s advice.
- Why am I required to get a high-risk car insurance policy?
- Is my teen driver covered when they drive my company car?
- Do no-fault laws apply in my state?
- Am I covered when driving in Canada or Mexico?
- Does medical payments coverage apply to all occupants?
- Am I covered if I wreck a rental car?
- Do I need PIP coverage since I have good health insurance?
If it’s difficult to answer those questions but a few of them apply, then you may want to think about talking to a licensed agent. If you don’t have a local agent, simply complete this short form or you can also visit this page to select a carrier
