Finding cheaper insurance for a Ford Taurus can turn out to be a lot of work, but you can follow these tips to find lower rates. There is a right way and a wrong way to shop for car insurance and we’ll show you the proper way to quote coverages for a Ford and get the lowest price.
You probably qualify for some discounts
Companies don’t always advertise all available discounts in an easy-to-find place, so we break down some of the best known as well as the least known savings tricks you should be using.
- Defensive Driving Course – Taking part in a course teaching defensive driving skills can save you 5% or more and easily recoup the cost of the course.
- Discount for Life Insurance – Larger companies have better rates if you take out life insurance.
- Save with a New Car – Putting insurance coverage on a new car can be considerably cheaper because new vehicles have to meet stringent safety requirements.
- Sign Online – Some insurance companies may give you up to $50 just for signing your application over the internet.
- Club Memberships – Affiliation with a qualifying organization may earn a discount on car insurance for Taurus coverage.
- Student in College – Kids in college who live away from home and do not have a car may be able to be covered for less.
As a disclaimer on discounts, many deductions do not apply to the overall cost of the policy. Most only reduce individual premiums such as comprehensive or collision. Just because you may think all the discounts add up to a free policy, you’re out of luck.
For a list of insurers offering car insurance discounts, click this link.
How to Get Car Insurance Comparison Quotes
Most companies give pricing online. Obtaining pricing is fairly straightforward as you just enter the amount of coverage you want into a form. After the form is submitted, their system automatically orders your driving record and credit report and generates a price determined by many factors. 
This simplifies rate comparisons, but the time required to go to several different sites and complete many quote forms can be a bit tiresome and repetitive. Unfortunately, it is important to do this in order to get the best price possible.
The better way to compare rates
An easier way to lower your rates utilizes a single form to obtain quotes from a bunch of companies at once. It’s a real time-saver, eliminates repetitive work, and makes comparison shopping much easier. Immediately after you send the form, it is quoted and you can choose any one of the quotes that you receive. If a lower price is quoted, you simply finish the application and buy the policy. It can be completed in less than 10 minutes and can result in significant savings.
To quickly fill out one form to compare multiple rates now, simply click here to open in new window and submit your coverage information. If you have a policy now, it’s recommended you type in the limits and deductibles identical to your current policy. This way, you will receive a fair comparison for similar coverage.
Online plus local equals savings
We’ve covered many ways to compare Ford Taurus insurance prices online. The key thing to remember is the more times you quote, the better your comparison will be. Consumers may even find the lowest rates come from the least-expected company.
Drivers switch companies for a variety of reasons including policy non-renewal, high rates after DUI convictions, poor customer service and delays in responding to claim requests. Whatever your reason, switching companies is not as hard as you think.
When shopping online for car insurance, don’t be tempted to reduce needed coverages to save money. There have been many cases where an accident victim reduced liability coverage limits only to discover later they didn’t purchase enough coverage. Your aim should be to buy enough coverage at the best price.
