Finding low-cost insurance for a Honda CR-V can normally be difficult, but you can follow the following methods to find lower rates.
There is a right way and a wrong way to buy auto insurance and we’ll show you the quickest way to compare rates on a Honda and get the lowest possible price.
If you are insured now or are looking for a new policy, you can use these techniques to find better prices and good coverage. Shopping for the cheapest coverage is simple if you know the tricks. Consumers just need to learn the most effective way to shop online.
Cut your premium with discounts
The price of auto insurance can be rather high, but there are discounts available to cut the cost considerably. Larger premium reductions will be automatically applied at the time you complete a quote, but lesser-known reductions have to be specifically requested before being credited. If you aren’t receiving every discount possible, you’re just leaving money on the table.
- Sign Early and Save – Some companies give discounts for buying a policy before your current policy expires. It can save you around 10%.
- Paperwork-free – Some insurance companies may give you up to $50 just for signing your application digitally online.
- More Vehicles More Savings – Insuring multiple cars or trucks on one policy can get a discount on all vehicles.
- Anti-theft System – Anti-theft and alarm systems help deter theft and earn discounts up to 10%.
- Homeowners Discount – Simply owning a home may trigger a auto insurance policy discount because of the fact that having a home shows financial diligence.
- Low Mileage Discounts – Keeping the miles down on your Honda could be rewarded with lower rates on the low mileage vehicles.
- Save with a New Car – Insuring a new car can save up to 30% compared to insuring an older model.
- Senior Citizens – Older drivers can possibly qualify for a discount up to 10%.
- Passive Restraints – Cars that have air bags and/or automatic seat belt systems can qualify for discounts up to 30%.
A little note about advertised discounts, some credits don’t apply to all coverage premiums. The majority will only reduce specific coverage prices like medical payments or collision. So even though it sounds like it’s possible to get free car insurance, you’re out of luck. But any discount will reduce your overall premium however.
What is the best insurance coverage?
When it comes to choosing the best auto insurance coverage, there really is not a “perfect” insurance plan. Every situation is different.
Here are some questions about coverages that may help highlight if your situation may require special attention.
- What happens if I owe more than my Honda CR-V is worth?
- Who is covered by my policy?
- Do I pay less if my vehicle is kept in my garage?
- Should I drop comprehensive coverage on older vehicles?
- Does my policy cover my teen driver if they drive my company car?
- Does my liability insurance cover pulling a trailer or camper?
- Am I covered if I wreck a rental car?
- Can I get a multi-policy discount for packaging my home and auto coverage?
- What can I do if my company won’t pay a claim?
- Do I need special endorsements for business use of my vehicle?
If you’re not sure about those questions but one or more may apply to you, then you may want to think about talking to a licensed agent. To find an agent in your area, complete this form. It’s fast, free and you can get the answers you need.
One last thing about your coverage
Cheaper Honda CR-V insurance can be purchased both online in addition to most insurance agents, and you need to price shop both in order to have the best prices to choose from. Independent agents have access to many small, regional companies who do not offer online quoting.
While you’re price shopping online, don’t be tempted to reduce needed coverages to save money. In many instances, an insured cut physical damage coverage only to regret at claim time they didn’t purchase enough coverage. Your goal should be to buy enough coverage at the best price while still getting proper protection
We just covered quite a bit of information on how to get a better price on Honda CR-V insurance. The key concept to understand is the more times you quote, the better likelihood of reducing your rate. You may be surprised to find that the best price on auto insurance is with the smaller companies.
