Are you sick and tired of scraping the payment together each month for car insurance? You are no different than the majority of other car owners. Many auto insurance companies compete to insure your vehicles, so it’s not easy to compare every company to discover the definitive lowest rate
You should take the time to compare rates every six months due to the fact that insurance rates are usually higher with each renewal. Even if you got the lowest price on G20/2500 insurance a year ago you may be paying too much now. Forget anything you know (or think you know) about auto insurance because you’re about to learn the tricks you need to know to properly buy coverages while reducing your premium.
How to Compare Auto Insurance Rates
Reducing your Chevy G20/2500 insurance rates is actually quite simple. Just spend a few minutes to compare quotes online from several insurance companies. This is very easy and can be done using a couple different methods.
The recommended way to get quotes for comparison would be an industry-wide quote request form like this one (opens in new window). This method keeps you from doing separate forms for each company you want a rate for. Filling out one form gets you price quotes from multiple companies.
A more difficult way to shop for auto insurance online requires you to visit each company website to complete a price quote. For sake of this example, let’s say you want to compare rates from Progressive, Esurance and Allstate. You would have to spend time on each company’s site to input your insurance information, and that’s why the first method is more popular.
For a list of links to companies insuring cars in your area, click here.
The least efficient way of comparing rate quotes is to spend time driving to local insurance agencies. Buying insurance online can eliminate the need for a local agent unless you require the trained guidance of a local agent. However, consumers can price shop your coverage online but buy from a local insurance agent and you’ll learn how to do that later.
It’s your choice how you get your quotes, but make darn sure you compare the exact same information with each company. If you compare different deductibles it will be very difficult to make a fair comparison for your Chevy G20/2500.
You may need specialized coverage
When it comes to buying coverage, there really is no cookie cutter policy. Everyone’s needs are different so your insurance needs to address that. Here are some questions about coverages that can help discover if you would benefit from an agent’s advice.
- Am I covered when renting a car or should I buy coverage from the car rental agency?
- Can I still get insurance after a DUI?
- How high should my medical payments coverage be?
- Does liability extend to a camper or trailer?
- Can I afford to pay high deductible claims out of pocket?
- Is my Chevy G20/2500 covered for flood damage?
- Am I covered when delivering products for my home-based business?
- How many claims can I have before being cancelled?
- How much liability do I need to cover my assets?
- When would I need additional glass coverage?
If you’re not sure about those questions then you might want to talk to an agent. If you want to speak to an agent in your area, fill out this quick form or click here for a list of auto insurance companies in your area. It is quick, free and can help protect your family.
Quote online but still have a local agent
Some people prefer to visit with an insurance agent and that is a personal choice. Educated insurance agents can answer important questions and help submit paperwork. One of the great benefits of comparing insurance prices online is you may find lower rates but still work with a licensed agent.
To make it easy to find an agent, after completing this simple form, your coverage information is sent to local insurance agents who will return price quotes for your coverage. There is no reason to leave your house since price quotes are sent directly to your email. Now that’s easy!
Choosing an provider should depend on more than just the premium amount. Any agent should be forthright in answering these questions:
- How much will you save each year by using a higher deductible?
- What will you get paid if your car is a total loss? How is that amount determined?
- Do they have adequate Errors and Ommissions coverage? This protects you if they make a mistake.
- What are the financial ratings for the companies they represent?
- Do they specialize in personal lines coverage?
- Can they give you a list of client referrals?
If you wish to select a specific agent in your state, click here.
Upon getting good answers for all questions you ask and an acceptable price quote, you have narrowed it down to an provider that will service your policy.
