Have you fallen victim to high-priced car insurance? Believe me when I say there are many people just like you. Multiple car insurance companies compete for your insurance dollar, so it’s not easy to compare every insurer to find the best price available.
How to Compare Car Insurance Rates
There are a variety of methods to compare car insurance prices and some are easier and takes less work. You could waste a few hours talking to insurance agencies in your area, or you could use the web to accomplish the same thing much quicker.
Many insurance companies belong to an insurance system that enables customers to submit one quote, and each participating company returns a rated price based on that data. This system prevents you from having to do form submissions to each company.
To submit your quote information now, click here to open in new window.
The one disadvantage to pricing coverage this way is you are unable to specify which companies you will receive quotes from. If you would rather choose specific insurance companies to compare rates, we have a listing of the cheapest car insurance companies in your area. View list of insurance companies.
It’s up to you how you get prices quotes, just make absolute certain that you use identical coverage information on every quote you get. If your comparisons have higher or lower deductibles it’s impossible to make a fair comparison for your Chevy Silverado 2500.
Don’t pay full price with these discounts
Companies that sell car insurance do not list all their discounts in an easy-to-find place, so the following is a list of both well-publicized and the more hidden ways to save on car insurance. If they aren’t giving you every credit you deserve, you are paying more than you should be.
- Club Memberships – Belonging to certain professional organizations may earn a discount when shopping for car insurance on Silverado insurance.
- Federal Employees – Being employed by or retired from a federal job can earn a discount up to 10% on Silverado insurance with certain companies.
- Multiple Policy Discount – If you insure your home and vehicles with one insurance company you will save at least 10% off all policies.
- Drive Safe and Save – Drivers who avoid accidents can get discounts for up to 45% lower rates on Silverado insurance than drivers with accident claims.
- Multiple Cars – Having all your vehicles with the same company may reduce the rate for each vehicle.
- Save with a New Car – Buying coverage on a new vehicle can cost up to 25% less compared to insuring an older model.
- Discount for Swiching Early – A few companies offer discounts for switching to them prior to your current policy expiration. The savings is around 10%.
- Senior Discount – Older drivers may qualify for better car insurance rates on Silverado insurance.
- Defensive Driver – Taking part in a course in driver safety could possibly earn you a 5% discount and easily recoup the cost of the course.
Consumers should know that most credits do not apply to your bottom line cost. A few only apply to individual premiums such as comprehensive or collision. Just because it seems like you can get free auto insurance, it doesn’t quite work that way.
To choose insurance companies who offer car insurance discounts, click this link.
