Are you tired of trying to scrape together enough money each month for car insurance? You are no different than many other consumers. Big-name insurance companies like GEICO, Progressive and Allstate persitently shower you with catchy ads and consumers find it hard to ignore the flashy ads and take the time to shop coverage around.
It’s smart to do rate comparisons on a regular basis since insurance rates are rarely the same from one policy term to another. Just because you had the lowest rates for XKR-S insurance a year ago you can probably find a better price now. Forget all the misinformation about car insurance because you’re about to find out the proper way to eliminate unnecessary coverages and save money.
If you have a policy now or are looking for a new policy, you can use these techniques to cut your premiums while maximizing coverage. Finding affordable coverage is not that difficult. Drivers just need to learn the most effective way to compare company rates online.
Car Insurance Prices Online
Most companies allow you to get prices for coverage on their websites. Obtaining pricing doesn’t take much effort as you simply type in your personal and coverage information into a form. After you submit the form the system sends out for reports for credit and driving violations and generates pricing information based on many factors. This helps simplify price comparisons, but having to visit a lot of sites and fill out multiple forms can be a bit tiresome and repetitive. But it is imperative to compare as many rates as possible in order to get better car insurance pricing.
There is an easier way!
The quickest way to get multiple rate quotes utilizes a single form to return rates from more than one company. It saves time, helps eliminate reptitive entry, and makes quoting online much more enjoyable and efficient. After your information is entered, it is quoted and you can select any of the price quotes you receive.
If a lower price is quoted, it’s easy to complete the application and buy the policy. It takes just a few minutes to complete and you will find out if you’re overpaying now.
To find out what other companies charge, simply click here to open in new window and complete the simple form. If you currently have coverage, we recommend you input deductibles and limits as close as possible to your current policy. This helps ensure you’re receiving a price comparison for similar insurance coverage.
Save money by taking advantage of these discounts
Insuring your vehicles can cost a lot, but companies offer discounts that you may not even be aware of. Most are applied when you get a quote, but some must be specifically requested before being credited. If they aren’t giving you every credit you deserve, you are throwing money away.
- Drive Safe and Save – Drivers who don’t get into accidents can get discounts for up to 45% lower rates for XKR-S insurance than drivers with accidents.
- Discount for Good Grades – Getting good grades can save 20 to 25%. The discount lasts until age 25.
- Low Mileage Discounts – Driving fewer miles can earn lower rates on the low mileage vehicles.
- Early Switch Discount – A few companies offer discounts for switching to them prior to your current policy expiration. It’s a savings of about 10%.
- Anti-theft System – Cars that have factory anti-theft systems can help prevent theft and qualify for as much as a 10% discount.
- Driver’s Ed – Have your child enroll in driver’s education in high school.
- Accident Free – Drivers who don’t have accidents pay less as compared to drivers who are more careless.
- Club Memberships – Being a member of certain professional organizations could qualify you for a break when buying car insurance for XKR-S insurance.
Consumers should know that most of the big mark downs will not be given the the whole policy. Most only cut the cost of specific coverages such as collision or personal injury protection. So even though it sounds like adding up those discounts means a free policy, car insurance companies aren’t that generous. Any amount of discount will reduce the cost of coverage.
To see a list of companies with the best car insurance discounts, click here to view.
