Have you fallen victim to high-priced auto insurance? Trust us, you’re not alone. You have so many insurance companies to pick from, and although it’s nice to be able to choose, too many choices makes it more difficult to compare rates and cut insurance costs.
Are you getting all your discounts?
Companies don’t list all their discounts in a way that’s easy to find, so we researched both the well known and also the lesser-known auto insurance savings. If you aren’t receiving every discount you deserve, you are throwing money away.
- Driver’s Ed – Require your teen driver to enroll in driver’s education if offered at their school.
- Discount for New Cars – Putting insurance coverage on a new car can save up to 30% due to better safety requirements for new cars.
- Save over 55 – If you’re over the age of 55, you may be able to get a small decrease in premiums for Landaulet coverage.
- One Accident Forgiven – Certain companies allow you one accident before your rates go up if you are claim-free for a certain period of time.
- Discounts for Safe Drivers – Safe drivers may save up to 50% more for Landaulet coverage than drivers with accidents.
- Discount for Swiching Early – Select companies give a discount for switching policies prior to your current policy expiring. The savings is around 10%.
- Low Mileage Discounts – Fewer annual miles on your Maybach can earn discounted rates on garaged vehicles.
- Sign Online – A handful of insurance companies give back up to $50 just for signing your application on their website.
- Passive Restraints – Vehicles with factory air bags and/or automatic seat belt systems can receive discounts of up to 25% or more.
- Driver Safety – Taking part in a defensive driving course could possibly earn you a 5% discount if your company offers it.
Consumers should know that some of the credits will not apply to the overall cost of the policy. The majority will only reduce the cost of specific coverages such as comprehensive or collision. So despite the fact that it appears it’s possible to get free car insurance, auto insurance companies aren’t that generous.
For a list of providers with the best auto insurance discounts, follow this link.
Vehicle Insurance Comparison
Finding lower auto insurance rates is a fairly straight forward process. Drivers just need to spend a few minutes on the computer to compare quotes online from several insurance companies. This is very easy and can be done in a couple of different ways.
The first (and easiest) way to get quotes for comparison is an all-inclusive rate comparison like this one (opens in new window). This easy form keeps you from doing separate forms to each individual auto insurance company. One quote request compares rates .
A harder way to obtain and compare quotes online requires visiting each company website to request a price quote. For examples sake, let’s assume you want rates from Auto-Owners, Liberty Mutual and GEICO. To get each rate you have to spend time on each company’s site and enter your information, which is why most consumers use the first method.
For a list of links to insurance companies in your area, click here.
It’s your choice how you get your quotes, but double check that you are using apples-to-apples deductibles and coverage limits with every price quote. If the quotes have different deductibles then you won’t be able to truly determine the lowest rate.
What is YOUR best insurance company?
We just presented many tips how you can compare Maybach Landaulet insurance prices online. The key concept to understand is the more price quotes you have, the better your chances of lowering your rates. Consumers may even find the biggest savings come from a small mutual company. Regional companies may cover specific market segments cheaper than their larger competitors like Allstate and Progressive.
As you shop your coverage around, don’t be tempted to skimp on critical coverages to save a buck or two. There have been many cases where drivers have reduced liability coverage limits and discovered at claim time that the few dollars in savings costed them thousands. Your aim should be to find the BEST coverage at the best price while still protecting your assets.
Discount Maybach Landaulet insurance is available on the web as well as from independent agents, and you need to price shop both to have the best selection. Some auto insurance companies don’t offer you the ability to get quotes online and usually these small, regional companies provide coverage only through local independent agents.
