Buyers have options when searching for affordable Acura RDX insurance. They can either waste time contacting agents to compare prices or leverage the internet to get rate quotes.
There are both good and bad ways to compare car insurance rates so we’re going to tell you the quickest way to compare rates for a Acura and get the best price possible either online or from local insurance agents.
Car Insurance Quote Comparison
The are a couple different ways to compare rate quotes from different insurance companies. The best method to find the lowest Acura RDX rates is to perform an online rate comparison. This can be done in just a few minutes using one of these methods.
- The best way consumers can make multiple comparisons would be an industry-wide quote request form click to view form in new window. This easy form saves time by eliminating separate quotes for each company. Just one form gets you price quotes from car insurance companies with the best prices.It’s the quickest way to get rates.
- A more difficult way to obtain and compare quotes online consists of visiting each company’s website to request a price quote. For examples sake, let’s assume you want to compare Auto-Owners, Safeco and Progressive. To get each rate you have to go to every website to input your insurance information, which is why most consumers use the first method. To view a list of companies in your area, click here.
However you get your quotes, compare identical coverages with each company. If you enter different values for each quote it’s not possible to find the best deal for your Acura RDX. Having just a slight variation in limits may result in large price differences. Just keep in mind that comparing more company’s prices will improve the odds of getting better pricing.
Do drivers who switch really save $416 a year?
State Farm, GEICO and Progressive regularly use ads in print and on television. All the companies make an identical promise that you’ll save big if you move to them. How does each company claim to save you money?
All companies have a certain “appetite” for the type of driver that is profitable for them. For instance, a profitable customer might be between the ages of 30 and 50, is a homeowner, and has excellent credit. A customer who fits that profile receives the best rates and most likely will save quite a bit of money when switching.
Drivers who do not match this ideal profile will be charged higher prices which usually ends up with business not being written. The ads state “customers that switch” not “everybody who quotes” save that much money. That’s the way companies can state the savings.
That is why it is so important to compare many company’s rates. It’s not possible to predict which car insurance company will give you the biggest savings.
Don’t miss out on these money-saving discounts
Car insurance can cost a lot, but there are discounts available to cut the cost considerably. Some discounts apply automatically when you complete an application, but some may not be applied and must be specially asked for prior to getting the savings.
- Multi-car Discount – Having more than one vehicle on one policy could earn a price break for each car.
- Distant Student – Youth drivers who live away from home and don’t have a car may be able to be covered for less.
- 55 and Retired – If you qualify as a senior citizen, you may be able to get a small decrease in premiums on RDX coverage.
- Drivers Ed for Students – Require your teen driver to enroll in driver’s education if offered at their school.
- Good Student – Performing well in school can be rewarded with saving of up to 25%. This discount can apply well after school through age 25.
- Discount for Swiching Early – Select companies give a discount for buying a policy prior to your current policy expiring. The savings is around 10%.
- Lower Rates for Military – Being on active duty in the military can result in better rates.
- Pay Now and Pay Less – If paying your policy premium upfront rather than paying monthly you can actually save on your bill.
- Paperless Signup – A handful of insurance companies give back up to $50 simply for signing digitally online.
- Homeowners Savings – Simply owning a home may earn you a small savings because owning a home demonstrates responsibility.
Drivers should understand that most discounts do not apply to all coverage premiums. Most cut the price of certain insurance coverages like medical payments or collision. So when it seems like having all the discounts means you get insurance for free, car insurance companies aren’t that generous. Any qualifying discounts will help reduce the cost of coverage.
To choose insurers who offer car insurance discounts, click here.
Final thoughts
As you shop your coverage around, it’s a bad idea to buy lower coverage limits just to save a few bucks. There are many occasions where an insured cut full coverage to discover at claim time that they should have had better coverage. Your goal should be to find the BEST coverage at the best price while still protecting your assets.
Lower-priced Acura RDX insurance can be purchased on the web in addition to many insurance agents, so compare prices from both to have the best rate selection. Some insurance providers do not provide you the ability to get quotes online and many times these small, regional companies only sell through independent insurance agents.
In this article, we presented a lot of tips how to lower your Acura RDX insurance rates. The key concept to understand is the more you quote, the more likely it is that you will get a better rate. You may even find the lowest rates come from a small mutual company.
