I can’t think of a single person who looks forward to buying auto insurance, particularly when their premiums are through the roof. Having so many different company options, it’s nearly impossible to pick the lowest cost insurance company.
It’s a great practice to check auto insurance prices yearly because prices change quite often. If you had the lowest rates for GT-R insurance a year ago you can probably find a lower rate today. You’ll find quite a bit of inaccurate information about auto insurance on the web, but I’m going to show you some proven techniques to slash your auto insurance rates.
Don’t miss these discounts
Companies that sell car insurance do not advertise all available discounts very clearly, so here is a list some of the best known and the harder-to-find savings tricks you should be using. If you’re not getting every credit available, you are throwing money away.
- Homeowners Discount – Being a homeowner may earn you a small savings because owning a home requires personal responsibility.
- Use Seat Belts – Buckling up and requiring all passengers to wear their seat belts can save up to 15% off the personal injury premium cost.
- Defensive Driver – Taking part in a driver safety course could possibly earn you a 5% discount depending on where you live.
- Early Switch Discount – Some companies give discounts for signing up prior to your current policy expiring. It’s a savings of about 10%.
- Safe Driver Discount – Insureds without accidents can get discounts for up to 45% lower rates for GT-R insurance than less cautious drivers.
- More Vehicles More Savings – Buying insurance for multiple cars or trucks on the same auto insurance policy may reduce the rate for each vehicle.
- Pay Now and Pay Less – If you pay your entire premium ahead of time instead of making monthly payments you may reduce your total bill.
- Auto/Home Discount – When you have multiple policies with one insurance company you may save up to 20% off your total premium.
- Senior Discount – If you qualify as a senior citizen, you may qualify for better auto insurance rates for GT-R insurance.
As a disclaimer on discounts, some credits don’t apply to the entire cost. Most only cut specific coverage prices like physical damage coverage or medical payments. So despite the fact that it appears it’s possible to get free car insurance, it doesn’t quite work that way.
To see a list of companies offering auto insurance discounts, click here to view.
Compare Auto Insurance Today
Shopping for lower auto insurance rates can be exhausting if you don’t utilize the best way to get rate quotes. You can spend countless hours talking to agents in your area, or you can utilize online quotes to get pricing more quickly.
Most car insurance companies enroll in a system that enables customers to enter their policy data once, and each participating company returns a competitive quote determined by their information. This system prevents you from having to do quote forms for each company.
To compare rates now click here to open in new window.
One minor caviat to using this type of system is you cannot specify the companies to get quotes from. So if you want to choose specific providers to compare rates, we have assembled a list of auto insurance companies in your area. View list of insurance companies.
It’s your choice how you get your quotes, but make sure you use exactly the same coverage limits with every price quote. If each company quotes higher or lower deductibles it will be impossible to decipher which rate is best.
Quote often and quote early
We just presented a lot of ways to lower your Nissan GT-R insurance rates. The key concept to understand is the more you quote, the better likelihood of reducing your rate. You may even find the most savings is with a small local company. These smaller insurers may cover specific market segments cheaper compared to the large companies like State Farm, GEICO and Nationwide.
When buying insurance coverage, you should never buy poor coverage just to save money. Too many times, someone dropped liability limits or collision coverage only to regret that it was a big mistake. Your focus should be to get the best coverage possible at an affordable rate.
