Searching for cheaper insurance for a new or used Mercedes-Benz CL550 could be a lot of work, but you can learn these tips to save time.
There are both good and bad ways to shop for car insurance so we’re going to tell you the quickest way to quote coverages for a Mercedes-Benz and locate the lowest possible price either online or from local insurance agents.
How to Get Car Insurance Comparison Quotes
Lowering your Mercedes-Benz CL550 car insurance rates is not a difficult process. Just take a few minutes to compare quotes from different insurance companies. This can be done in a couple of different ways.
- The easiest and least time consuming way to get quotes for comparison is to use a rate comparison form click here to open form in new window. This method keeps you from doing separate quotes for each company. A single form will return price quotes from all major companies. Just one form and you’re done.
- Another way to compare rate quotes requires you to visit the website for every company you want to comare to request a price quote. For instance, we’ll pretend you want to compare USAA, Progressive and State Farm. To find out each rate you need to visit each site and enter your policy data, which is why the first method is more popular. For a handy list of car insurance company links in your area, click here.
Which method you use is up to you, but make absolute certain that you use exactly the same coverages with each company. If you use different values for each quote then you won’t be able to determine which rate is truly the best.
Lots of discounts mean lots of savings
Insuring your vehicles can cost a lot, but there could be available discounts that many people don’t even know exist. Larger premium reductions will be automatically applied when you purchase, but less common discounts must be manually applied in order for you to get them. If they aren’t giving you every credit possible, you are paying more than you should be.
- No Accidents – Drivers with accident-free driving histories pay less compared to accident-prone drivers.
- No Charge for an Accident – Certain companies will forgive one accident before your rates go up if your claims history is clear for a particular time prior to the accident.
- Student Driver Training – Make teen driver coverage more affordable by requiring them to enroll in driver’s education if it’s offered in school.
- Good Student – A discount for being a good student can be rewarded with saving of up to 25%. This discount can apply until age 25.
- Life Insurance Discount – Select insurance companies reward you with a break if you buy life insurance.
- Resident Student – Youth drivers who are attending college and do not have access to a covered vehicle may qualify for this discount.
- Homeowners Discount – Being a homeowner can help you save on car insurance due to the fact that maintaining a home shows financial diligence.
- Payment Discounts – If you pay your bill all at once instead of making monthly payments you can actually save on your bill.
- Defensive Driver – Taking a course in driver safety could possibly earn you a 5% discount if your company offers it.
It’s important to note that most of the big mark downs will not be given to the overall cost of the policy. Some only apply to individual premiums such as medical payments or collision. So when it seems like having all the discounts means you get insurance for free, car insurance companies aren’t that generous. Any amount of discount will bring down the amount you have to pay.
For a list of providers who offer car insurance discounts, click here to view.
Situations that might require an agent
When buying the best car insurance coverage for your vehicles, there really is no “perfect” insurance plan. Every situation is different.
These are some specific questions could help you determine whether or not you might need an agent’s assistance.
- Do I need roadside assistance coverage?
- Does my Mercedes-Benz CL550 qualify for pleasure use?
- Does coverage extend to a rental car in a foreign country?
- What are the best liability limits?
- When should I remove comp and collision on my Mercedes-Benz CL550?
- Do all my vehicles need collision coverage?
- Are split liability limits better than a combined single limit?
If it’s difficult to answer those questions but one or more may apply to you, you may need to chat with an insurance agent. If you want to speak to an agent in your area, take a second and complete this form. It’s fast, doesn’t cost anything and you can get the answers you need.
Affordable insurance is out there
We covered quite a bit of information on how to get a better price on Mercedes-Benz CL550 insurance. The key concept to understand is the more providers you compare, the higher the chance of saving money. You may be surprised to find that the best prices are with a company that doesn’t do a lot of advertising.
Drivers who switch companies do it for a number of reasons such as poor customer service, denial of a claim, delays in responding to claim requests and even lack of trust in their agent. Regardless of your reason, choosing a new company is not as difficult as it may seem.
As you restructure your insurance plan, don’t be tempted to buy poor coverage just to save money. There are too many instances where an accident victim reduced uninsured motorist or liability limits only to find out that it was a big error on their part. The ultimate goal is to find the BEST coverage at a price you can afford while still protecting your assets.
