I can’t think of a single person who likes having to buy auto insurance, particularly when the cost is too high. Drivers have so many auto insurance companies to buy insurance from, and even though it’s nice to be able to choose, too many choices makes it more difficult to find a good deal.
This article will help you learn how to effectively get price quotes and some tips to save money. If you have car insurance now, you should be able to save some money using these techniques. Drivers just need to learn the tricks to buy auto insurance on the web.
Save big with these discounts
The cost of insuring your cars can be expensive, but companies offer discounts to reduce the price significantly. Some trigger automatically at quote time, but less common discounts must be specially asked for before being credited. If they aren’t giving you every credit possible, you’re paying more than you need to.
- Clubs and Organizations – Belonging to a professional or civic organization may earn a discount when buying auto insurance for G3 Wave coverage.
- Pay Now and Pay Less – By paying your policy upfront rather than paying monthly you could save 5% or more.
- Passive Restraints and Air Bags – Vehicles equipped with air bags or motorized seat belts can qualify for discounts of more than 20%.
- Distant Student – Kids in college living away from home attending college and do not have a car may qualify for this discount.
- Seat Belts Save more than Lives – Drivers who require all occupants to wear their seat belts could save 15% on the medical payments or PIP coverage costs.
- Federal Employees – Simply working for the federal government can earn a discount up to 10% for G3 Wave coverage depending on your company.
- Accident Free – Good drivers with no accidents can earn big discounts when compared to bad drivers.
Keep in mind that most credits do not apply the the whole policy. Most only cut the price of certain insurance coverages like medical payments or collision. Just because it seems like all the discounts add up to a free policy, it doesn’t quite work that way. Any amount of discount will help reduce the cost of coverage.
For a list of insurance companies with discount auto insurance rates, click here to view.
Buyer beware of auto insurance advertising tricks
Consumers can’t ignore all the ads for the lowest price auto insurance by companies like Progressive, GEICO, Allstate and State Farm. They all seem to have a common claim of big savings after switching to them.
How does each company claim to save you money?
All the different companies can use profiling for the driver that earns them a profit. For instance, a preferred risk might be profiled as over the age of 50, insures multiple vehicles, and has excellent credit. A customer that hits that “sweet spot” gets the lowest rates and most likely will save quite a bit of money when switching.
Drivers who fall outside these standards must pay higher rates and ends up with the driver buying from a lower-cost company. The ad wording is “customers that switch” but not “drivers who get quotes” save that kind of money. That’s the way companies can truthfully make the claims of big savings.
This illustrates why you should compare many company’s rates. It’s impossible to know the company that will give you the biggest savings.
In conclusion
While you’re price shopping online, do not buy poor coverage just to save money. There are a lot of situations where consumers will sacrifice physical damage coverage to discover at claim time that the savings was not a smart move. Your goal should be to buy enough coverage at the best price while not skimping on critical coverages.
In this article, we covered many ideas to save on Pontiac G3 Wave insurance. The most important thing to understand is the more rate quotes you have, the higher the chance of saving money. You may even discover the biggest savings come from the least-expected company. Smaller companies may cover specific market segments cheaper than their larger competitors like Allstate, GEICO and Progressive.
Discount Pontiac G3 Wave insurance is definitely available both online and with local insurance agents, so you should compare both in order to have the best chance of saving money. Some insurance providers do not offer online price quotes and many times these regional insurance providers only sell through independent insurance agents.
