Nobody I know likes paying for car insurance, especially when their premiums are through the roof.
With consumers having so many different company options, it can be diffult for consumers to pick the right provider.
Free Car Insurance Quotes
Most major insurance companies such as State Farm, GEICO and Progressive quote coverage price quotes online. Getting quotes doesn’t take a lot of time as you just type in your coverage information into a form. After you complete the form, their system automatically retrieves credit information and your driving record and generates pricing information determined by many factors. This makes comparing rates easy, but the time it takes to visit many different websites and enter the same data into a form is not the best way to spend an afternoon. Unfortunately, it is important to compare as many rates as possible if you want to find the best price possible.
Compare rates the easy way
A less time-consuming method to find lower prices uses one simple form to obtain quotes from many companies. It’s a real time-saver, requires less work, and makes online shopping much more efficient. Immediately after submitting the form, it is rated with multiple companies and you can pick your choice of the price quotes you receive.
If the quotes result in lower rates, you simply finish the application and buy the new coverage. This process just takes a couple of minutes and you will find out if you’re overpaying now.
To save time and compare rates using this form now, click here to open in a new tab and submit the form. If you currently have coverage, we recommend you duplicate the coverage information exactly as shown on your declarations page. This makes sure you will have rate comparison quotes based on identical coverages.
How do I know if I need professional advice?
When choosing the best car insurance coverage, there isn’t really a cookie cutter policy. Coverage needs to be tailored to your specific needs and your policy should reflect that. For instance, these questions may help you determine whether or not you will benefit from professional help.
- How do I file an SR-22 for a DUI in my state?
- Can I afford to pay high deductible claims out of pocket?
- Do I need PIP (personal injury protection) coverage in my state?
- Can I get a multi-policy discount for packaging my home and auto coverage?
- When should I remove comp and collision on my Toyota Paseo?
- When does my teenage driver need to be added to my policy?
- Does my medical payments coverage pay my health insurance deductible?
- What is covered by UM/UIM coverage?
- Are there companies who specialize in insuring high-risk drivers?
If you can’t answer these questions but a few of them apply, you may need to chat with a licensed agent. To find lower rates from a local agent, simply complete this short form or you can also visit this page to select a carrier
What if I want to buy from a local agent?
Some consumers would rather talk to a local agent and that is OK! One of the best bonuses of comparing insurance prices online is that you can obtain better rates and still have an agent to talk to. And providing support for local businesses is important especially in smaller communities.
To help locate an agent, after submitting this simple form, your insurance coverage information is submitted to participating agents who will compete for your coverage. You won’t need to even leave your home because quoted prices will be sent directly to your email. How’s that for easy! It’s the lowest rates and a licensed agent to work with.
To view a list of agents in your state to contact, visit this site.
Selecting an insurance company shouldn’t rely on just the bottom line cost. Any agent should have no problem answering these questions:
- If you are a high risk driver, do they have special markets for your coverage?
- What will you get paid if your car is a total loss? How is that amount determined?
- Does the agency have a good rating with the Better Business Bureau?
- What insurance companies do they recommend if they are an independent agent?
- Are they properly licensed to sell insurance in your state?
- Do they review policy coverages at every renewal?
- Do they carry Errors and Omissions coverage?
Once you have positive responses and an acceptable price quote, chances are good that you have found an insurer that meets your needs to properly service your car insurance policy.
