Trying to find the cheapest insurance for your Buick Enclave can normally be a painful process, but you can follow a few tricks and make it easy. There is a right way and a wrong way to shop for auto insurance and you need to know the absolute fastest way to price shop coverage for a new or used Buick and find the best price possible.
It’s important to price shop coverage on a regular basis since insurance rates are constantly changing. Just because you had the best rates on Enclave insurance a couple years back you can probably find a lower rate today. So forget anything you know (or think you know) about auto insurance because I’m going to teach you the best methods to lower your annual insurance bill.
If you have a current auto insurance policy or need new coverage, you can learn to find better prices and still get good coverage. Locating cheaper auto insurance coverage is easy if you know what you’re doing. Drivers just need to know the proper methods to compare prices online.
Auto Insurance Prices
Getting a lower price on Buick Enclave insurance doesn’t have to be difficult. The only requirement is to take the time getting comparison quotes online from several insurance companies. It is quite easy and can be accomplished using a couple different methods.
- One of the best ways to get the best comparison quotes is to use a rate comparison form like this one (opens in new window). This method keeps you from doing a different quote for each company. Filling out one form will get you price quotes instantly.It’s the quickest way to get rates.
- A different way to shop for auto insurance online requires you to visit each company website and complete a new quote form. For sake of this example, we’ll pretend you want to compare rates from USAA, Progressive and Liberty Mutual. You would have to go to every website and enter your information, and that’s why the first method is more popular.
For a list of links to insurance companies in your area, click here.
- The least efficient method of comparing rate quotes is to spend time driving to local insurance agencies. The internet eliminates the need for an insurance agent unless you prefer the professional guidance of a local agent. You can, however, comparison shop online but buy from a local insurance agent. We’ll cover that shortly.
Whichever method you choose, make darn sure you compare identical coverage information for every quote you compare. If you use differing limits it’s not possible to find the best deal for your Buick Enclave.
Are you getting all your discounts?
Companies do not advertise every available discount in an easy-to-find place, so we break down both well-publicized and the harder-to-find savings tricks you should be using. If they aren’t giving you every credit possible, you are throwing money away.
- Life Insurance Discount – Companies who offer life insurance give a discount if you purchase a life insurance policy as well.
- Fewer Miles Equal More Savings – Fewer annual miles on your Buick could be rewarded with better rates on cars that stay parked.
- Claim Free – Drivers with accident-free driving histories can earn big discounts when compared with drivers who are more careless.
- New Car Discount – Adding a new car to your policy is cheaper since new cars are generally safer.
- No Charge for an Accident – A few companies will allow you to have one accident before hitting you with a surcharge if you are claim-free for a certain period of time.
- Pay Upfront and Save – If you pay your entire premium ahead of time rather than paying monthly you could save up to 5%.
A little note about advertised discounts, many deductions do not apply to the entire policy premium. A few only apply to the price of certain insurance coverages like comprehensive or collision. Just because it seems like all those discounts means the company will pay you, it doesn’t quite work that way.
