Consumers have many options when looking for the best price on Chevy HHR insurance. They can either spend hours calling around to compare prices or utilize the internet to get rate quotes.
There is a right way and a wrong way to compare car insurance rates so you’re going to learn the proper way to compare rates for a Chevy and obtain the lowest price.
car insurance discounts
Properly insuring your vehicles can get expensive, but you may find discounts to reduce the price significantly. Some trigger automatically when you get a quote, but some discounts are required to be asked about before they will apply.
- Save with a New Car – Buying a new car instead of a used car can cost up to 25% less because new model year vehicles keep occupants safer.
- Telematics Discount – Drivers that enable their company to analyze driving habits by using a telematics device such as In-Drive from State Farm or Allstate’s Drivewise system might see lower rates as long as the data is positive.
- No Charge for an Accident – Not a discount per se, but some insurance companies may permit one accident before they charge you more for coverage so long as you are claim-free for a specific time period.
- Driver’s Ed – Make teen driver coverage more affordable by requiring them to successfully complete driver’s ed class in school or through a local driver safety program.
- Student in College – Youth drivers living away from home attending college without a vehicle on campus could qualify for this discount.
- Discounts for Multiple Vehicles – Insuring more than one vehicle with one company could earn a price break for each car.
- Save over 55 – Mature drivers could receive a discount up to 10% for HHR insurance.
- Low Mileage – Maintaining low annual mileage can qualify you for cheaper prices.
- Discounts for Government Workers – Federal government employees could qualify for a slight premium decrease for HHR insurance depending on your company.
A little note about advertised discounts, some of the credits will not apply to the entire policy premium. The majority will only reduce the cost of specific coverages such as collision or personal injury protection. Just because you may think it’s possible to get free car insurance, car insurance companies aren’t that generous.
A list of companies and their offered discounts are shown below.
- Progressive policyholders can earn discounts including multi-policy, online quote discount, homeowner, online signing, multi-vehicle, good student, and continuous coverage.
- MetLife offers discounts for good driver, good student, accident-free, multi-policy, claim-free, and defensive driver.
- Mercury Insurance has savings for good driver, low natural disaster claims, multi-car, multi-policy, type of vehicle, and age of vehicle.
- Nationwide offers premium reductions for easy pay, multi-policy, anti-theft, Farm Bureau membership, good student, business or organization, and family plan.
- GEICO discounts include seat belt use, defensive driver, multi-policy, membership and employees, and anti-lock brakes.
- AAA includes discounts for AAA membership discount, pay-in-full, multi-policy, good driver, education and occupation, multi-car, and anti-theft.
When comparing rates, check with each insurance company which discounts they offer. Some discounts listed above may not apply in every state. If you would like to choose from a list of car insurance companies who offer online car insurance quotes, click here to view.
The easiest way to compare car insurance company rates is to know most larger insurance companies allow for online access to provide you with a free rate quote. The only thing you need to do is give the companies some data like which vehicles you own, how much coverage you want, if you require a SR-22, and if you have an active license. Your information gets sent immediately to multiple different insurance companies and they respond with quotes within a short period of time.
To start a quote now, click here and enter your zip code.
What is YOUR best insurance company?
You just read a lot of tips how to lower your Chevy HHR insurance prices. The key thing to remember is the more you , the higher your chance of finding . Drivers may discover the best prices are with an unexpected company.
When searching for , don’t be tempted to buy lower coverage limits just to save a few bucks. There are too many instances where someone sacrificed comprehensive coverage or liability limits and discovered at claim time that they should have had better coverage. Your goal is to buy a smart amount of coverage at the best cost while not skimping on critical coverages.
Consumers change insurance companies for any number of reasons including delays in paying claims, an unsatisfactory settlement offer, policy non-renewal or even policy cancellation. Whatever your reason, choosing a new insurance company can be easy and end up saving you some money.
