Shoppers have many options when shopping for the lowest priced Acura 1.7EL insurance. You can either waste hours driving around trying to get quotes or utilize the internet to find the lowest rates.
There are both good and bad ways to shop for car insurance and we’ll show you the absolute fastest way to compare rates for your Acura and obtain the cheapest rates either online or from local insurance agents.
Smart consumers take time to compare premium rates once or twice a year because prices are rarely the same from one policy term to another. Just because you had the best rate on 1.7EL coverage a year ago you will most likely find a better premium rate today. You can find a lot of information about car insurance online but I’m going to show you some of the best ways to slash your car insurance rates.
Save money with these car insurance discounts
Some insurers do not advertise every policy discount very clearly, so here is a list both the well known and also the more inconspicuous discounts that you can inquire about if you .
- Discount for Good Grades – Excelling in school can save 20 to 25%. This discount can apply up to age 25.
- Air Bags and Passive Restraints – Factory air bags or automatic seat belts could see savings of 25 to 30%.
- Anti-theft System – Vehicles that have factory alarm systems and tracking devices prevent vehicle theft so companies will give you a small discount.
- Data Collection Discounts – Insureds that choose to allow their car insurance company to study driving patterns by using a telematic data system such as Progressive’s Snapshot might get better premium rates if they are good drivers.
- Government Employees – Active or former government employment may reduce rates when you on 1.7EL coverage but check with your company.
Please keep in mind that most of the big mark downs will not be given to all coverage premiums. Some only reduce the price of certain insurance coverages like comprehensive or collision. Just because you may think you could get a free car insurance policy, you aren’t that lucky. Any amount of discount will help reduce your policy premium.
To view companies with significant discounts, click here to view.
The best way to compare car insurance company rates takes advantage of the fact car insurance companies pay for the opportunity to give you rate quotes. The only thing you need to do is provide a little information like the year, make and model of vehicles, whether you drive to work or school, types of safety features, and marital status. Your insurance information is sent automatically to multiple car insurance providers and you get price estimates within a short period of time.
To compare multiple company rates now, click here then complete the form.
Learn How to Lower Your Insurance Costs
Lots of things are used in the calculation when you quote your car insurance policy. Some factors are common sense like your driving record, although others are not quite as obvious like your vehicle usage or your commute time. The best way to find cheaper car insurance is to take a look at some of the factors that play a part in calculating the price you pay for car insurance. If you know what determines base rates, this empowers consumers to make smart changes that can earn you big savings.
The following are some of the most common factors that factor into your rates.
- Alarms and GPS tracking lower premiums – Choosing to buy a car that has an advanced theft prevention system can earn a premium discount. Advanced theft deterrents such as GM’s OnStar, tamper alarm systems and vehicle immobilizers all help prevent auto theft.
- Your career may increase prices – Do you have a high-stress occupation? Jobs such as judgesairline pilots and medical professionals have higher premium rates because of intense work requirements and incredibly demanding work hours. On the other hand, careers such as farmers, students and the unemployed have the lowest average rates on 1.7EL coverage.
- Single vs. married – Having a significant other may cut your premiums on your policy. Having a significant other translates into being more stable financially it has been statistically shown that married drivers tend to have fewer serious accidents.
- Keep the miles off and save – The higher the mileage driven annually the more you will pay for car insurance. A lot of insurance companies charge to insure your cars determined by how the vehicle is used. Autos that have low annual miles receive lower rates as compared to vehicles used primarily for driving to work. Ask your agent if your car insurance policy shows the correct driver usage, because it can save money. Incorrect rating for your 1.7EL may be costing you.
- Traffic violations mean higher prices – Being a careful driver impacts your car insurance rates tremendously. Drivers with clean records get better prices as compared to those with violations. Just one ticket can bump up the cost substantially. Drivers with careless tickets such as DUI, reckless driving or excessive speeding may face state-mandated requirements to prove financial responsibility with the DMV in their state in order to drive a vehicle legally.
Car insurance can get complicated
When buying coverage, there is no “best” method to buy coverage. Everyone’s situation is a little different.
For instance, these questions may help highlight whether or not you could use an agent’s help.
- Am I covered by my employer’s commercial auto policy when driving my personal car for business?
- Should I sign the liability waiver when renting a car?
- Does coverage extend to a rental car in a foreign country?
- How can I get high-risk coverage after a DUI?
- Am I covered when pulling a rental trailer?
- When should I drop full coverage on my Acura 1.7EL?
- Is my business laptop covered if it gets stolen from my vehicle?
- What companies insure drivers after a DUI or DWI?
- Am I covered when delivering products for my home-based business?
If you’re not sure about those questions but you think they might apply to your situation, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, complete this form.
Car insurance in the media
Progressive, Allstate and GEICO endlessly run ads on television and other media. They all tend to make the same promise that drivers will save a bundle just by moving your coverage to them. How is it plausible that every one can sell you cheaper insurance coverage? Here is the trick they use.
Insurance providers offer their best rates for the type of driver that will be a good risk. For example, a desirable risk might be described as between the ages of 30 and 50, has a clear driving record, and drives less than 5,000 miles a year. Someone who matches those parameters will probably get cheap premium rates and have a good chance to save if they switch.
Insureds who are not a match for those criteria will probably be forced to pay higher rates which leads to the driver buying from a lower-cost company. If you pay attention, the ads say “drivers that switch” but not “everyone who gets a quote” can save as much as they claim. That’s the way insurance companies can make claims that they all have the best auto insurance rates.
This really illustrates why it’s extremely important to quotes as often as possible. You cannot predict the company that will give you the biggest savings.
Quote often and quote early
Insureds who switch companies do it for many reasons like delays in responding to claim requests, delays in paying claims, unfair underwriting practices or even not issuing a premium refund. Whatever your reason, finding a great new company can be easier than you think.
Affordable Acura 1.7EL insurance is possible online and with local insurance agents, and you should be comparing both so you have a total pricing picture. Some car insurance companies do not offer internet price quotes and usually these regional insurance providers only sell through independent insurance agents.
When you , make sure you don’t buy poor coverage just to save money. In too many instances, an accident victim reduced liability limits or collision coverage only to regret at claim time that it was a big error on their part. Your aim should be to buy a smart amount of coverage for the lowest cost, not the least amount of coverage.
