Nobody looks forward to paying for auto insurance, in particular when the cost is too high. Because you have many companies to choose from, it is hard for the average consumer to find the cheapest insurance company.
Take advantage of discounts
Companies that sell car insurance do not advertise all their discounts very well, so we took the time to find some of the more common and also the lesser-known auto insurance savings. If you don’t get every credit you deserve, you’re paying more than you need to.
- Multiple Cars – Having all your vehicles on the same auto insurance policy qualifies for this discount.
- Sign Online – A few companies may give you up to $50 for buying your policy online.
- Good Student – This discount can be rewarded with saving of up to 25%. This discount can apply well after school through age 25.
- Drivers Ed for Students – Make teen driver coverage more affordable by requiring them to enroll in driver’s education in school.
- Theft Prevention System – Cars that have factory anti-theft systems can help prevent theft and earn discounts up to 10%.
- Anti-lock Brake Discount – Anti-lock brake equipped vehicles can avoid accidents and earn discounts up to 10%.
Drivers should understand that most of the big mark downs will not be given the the whole policy. Most only reduce individual premiums such as comprehensive or collision. Just because you may think you could get a free auto insurance policy, it doesn’t quite work that way.
To choose companies offering auto insurance discounts, click this link.
Vehicle Insurance Comparison
Most companies like Progressive, GEICO, Allstate and State Farm allow you to get coverage price quotes online. Obtaining pricing is quite easy as you just enter your coverage preferences into a form. Once you submit the form, their rating system obtains your driving record and credit report and provides a quote. This simplifies rate comparisons, but having to visit many different websites and enter the same data into a form can be a bit tiresome and repetitive. But it’s absolutely necessary to compare as many rates as possible if you are searching for the lowest price.
Rate comparisons made easy
An easier way to lower your auto insurance bill is to use a quote form that gets price quotes from several different companies. It’s a real time-saver, helps eliminate reptitive entry, and makes online quotes much more enjoyable. Once the form is submitted, your coverage is rated with multiple companies and you can pick any one of the returned quotes. If the quotes result in lower rates, you simply finish the application and buy the new coverage. The whole process takes just a few minutes to complete and can result in significant savings.
In order to get comparison pricing now, click here to open in new window and submit the form. If you currently have coverage, we recommend you copy the coverage information as close as possible to your current policy. This makes sure you will have a fair comparison based on similar coverages.
Which insurance is the “right” coverage?
When it comes to buying adequate coverage, there really is no “perfect” insurance plan. Everyone’s situation is unique so this has to be addressed. Here are some questions about coverages that may help highlight whether your personal situation could use an agent’s help.
- Is business equipment covered while in my vehicle?
- Do I benefit by insuring my home with the same company?
- What companies insure drivers after a DUI or DWI?
- Is a new car covered when I drive it off the dealer lot?
- Am I covered when driving a rental car?
- Can I afford low physical damage deductibles?
- Does my policy cover me when driving someone else’s vehicle?
- Should I buy more coverage than the required minimum liability coverage?
- Do I need medical payments coverage since I have good health insurance?
If you can’t answer these questions but you think they might apply to your situation, you might consider talking to an insurance agent. To find an agent in your area, complete this form or go to this page to view a list of companies. It only takes a few minutes and you can get the answers you need.
Final considerations
Low-cost Audi 80 insurance can be sourced online in addition to many insurance agents, and you need to comparison shop both to have the best chance of lowering rates. Some insurance providers do not provide online quoting and many times these smaller companies only sell through independent insurance agents.
When you buy insurance online, it’s a bad idea to buy less coverage just to save a little money. In many cases, an insured dropped full coverage only to discover later that the savings was not a smart move. Your strategy should be to buy enough coverage at a price you can afford, not the least amount of coverage.
