Save on Audi S4 insurance

Three Steps to Cheaper Audi S4 Insurance

If we enjoyed shopping for car insurance, we'd do it more often. But the premiums we pay always seem to be too high and most of use would rather get a tooth pulled. Cutting the check for each renewal on your Audi S4 might give you the same feeling.

Step One: Get Insurance Quotes

If you haven't priced insurance for awhile, you may still think that the only way to compare rates is to drive around town to multiple insurance offices and meet with an agent. Times have changed!

You can now shop all the best car insurance companies and compare rates for a Audi S4 and you don't even have to visit each individual website!

To compare rates now, have your current policy handy (if you have one) and click the link below. Complete the short form and move on to step two.

Apples-to-Apples! When doing comparison quotes for your S4, it's very important that you use the same liability limits and physical damage deductibles on each quote. Otherwise you will not be able to accurately determine which company has the lowest rates.

Step Two: Tried and True Ways to Save on S4 Insurance

After completing step one and having some rates to compare, you can now focus on policy and lifestyle modifications that will lower your S4 insurance rates.

Step Three: Finalize your Policy Details

Knowing which company to insure your S4 with is more than just choosing the lowest rate. You also need to be ready to put a down payment on your policy and make sure you have all the proper coverages in place.

It's critical that your new policy starts the same day that your old policy ends. If you are cancelling mid-term, make sure there is no lapse in coverage before your new policy kicks in.

If this is a new policy with only the Audi on it, be sure to have coverage before leaving the dealership or car lot. If you're adding it to an existing policy, you have anywhere from 15 to 30 days depending on the company. Most car insurance companies will extend coverage to newly purchased vehicles, but only up to the limits of the best insured vehicle. So if you only carry liability insurance and no physical damage coverage, your new purchase will be inadequately insured until you specifically add it to the policy with full coverage.

Once you have purchased your policy, print out the insurance card that must go in your vehicle. This card fulfills the state law requiring you to prove financial responsibility. If you qualilfy as a high-risk driver after being convicted of a DUI, reckless driving or driving on a suspended license, you may be required to file an SR-22 with your state's DMV. Be sure your new car insurance company is aware of this filing requirement.

Additional Learning Resources

For more information on car insurance topics like the claims process, rental car insurance and how much coverage you need, visit the Insurance Information Institute website.

Recent Blog Articles

Free Insurance Quotes