Save on Hummer H2 insurance

How to Insure a Hummer H2 like a Tightwad

If buying auto insurance was as easy as it sounds on TV commercials, we'd have no problem getting the lowest rates. But the reality is, you probably don't enjoy it and you think it costs too much. Finding good insurance for your Hummer H2 probably leaves you feeling the same way.

Step One: Compare Multiple Rate Quotes

If you haven't priced insurance for awhile, you may still think that the only way to compare rates is to drive around town to multiple insurance offices and meet with an agent. Welcome to the NEW way to buy car insurance!

Comparing apples-to-apples price quotes for your Hummer H2 is made easy by only requiring one form to be completed. This will shop your coverage with multiple companies and allow you to easily compare rates.

Simply click the link below to start a quote that will compare rates from many companies and you may find a lower rate than you're currently paying.

Important Tip! In order to accurately compare rates for your H2, it's critical that you use the same limits and deductibles for liability and physical damage coverages like comprehensive and collision. If you use different limits, you will not be able to accurately compare rates between carriers.

Step Two: Insider Tips for Finding Cheaper H2 Insurance

If you have completed step one above (if not, please complete that step first), then you are now ready to learn some ways to insure your H2 that will also lower the rate you pay irregardless of which company you choose.

Hummer H2 insurance

Step Three: Buy the Best Policy

Now that you hopefully have several rates to compare and have made any changes needed to your individual coverages, you can choose the best company to insure your H2 with.

Make sure to avoid any lapse in coverage by setting the new policy's effective date to be the same date you cancel your old policy. Otherwise you could be driving without any coverage.

If the Hummer H2 is a new purchase and you haven't had car insurance before, make sure you have coverage in place before driving off the lot. If you have other vehicles already covered, then you will have coverage for the new vehicle. Most car insurance companies will extend coverage to newly purchased vehicles, but only up to the limits of the best insured vehicle. So if you only carry liability insurance and no physical damage coverage, your new purchase will be inadequately insured until you specifically add it to the policy with full coverage.

Once you finish buying your new policy, you will need to print out the proof-of-insurance card that is provided by your new company. This card is proof that you meet the state's minimum liability limits and is required to be kept in your vehicle. If you qualilfy as a high-risk driver after being convicted of a DUI, reckless driving or driving on a suspended license, you may be required to file an SR-22 with your state's DMV. Be sure your new car insurance company is aware of this filing requirement.

Additional Learning Resources

The Insurance Information Institute has a great resource of car insurance articles where you can learn more about coverages and money saving tips. Visit iii.org.

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