Save on Mini Cooper insurance

How to Insure a Mini Cooper like a Tightwad

If comparing car insurance was easy, most of us would do it more often. But the reality is, you probably don't enjoy it and you think it costs too much. You might feel the same pain when having to pay the bill on your Mini Cooper.

Step One: Compare Multiple Rates

The old-fashioned method of shopping for car insurance included visiting several local insurance agents and being on the receiving end of a hard sell tactic. But you can now comparison shop and buy direct online!

Almost every car insurance company now offers online quotes, and you can actually get insurance quotes for a Mini Cooper without even visiting their websites!

Simply click the link below to start a quote that will compare rates from many companies and you may find a lower rate than you're currently paying.

Important Tip! In order to accurately compare rates for your Cooper, it's critical that you use the same limits and deductibles for liability and physical damage coverages like comprehensive and collision. If you use different limits, you will not be able to accurately compare rates between carriers.

Step Two: Insider Tips for Finding Cheaper Cooper Insurance

After completing step one above, you can now learn some of the other ways to slash your Cooper insurance costs.

Mini Cooper insurance

Step Three: Choose the Right Company for You

Now that you hopefully have several rates to compare and have made any changes needed to your individual coverages, you can choose the best company to insure your Cooper with.

Car insurance policies don't have to be cancelled at the renewal date, but just be sure the new policy starts the same day you cancel your old policy. This avoids any gaps in coverage between policies.

Before you drive your Mini Cooper home, make sure you have a current car insurance policy in force. Coverage will extend to the new purchase from your policy, but if you don't have a policy then you have no protection. The coverage extended to an add-on vehicle is only as good as the coverage on existing vehicles, so if none of your current insured vehicles have full coverage, your new Cooper won't have it either. So in that case, it's important to call your agent or company directly from the dealership and have them bind coverage immediately.

Your insurance company will provide you with proof-of-insurance forms to keep in your vehicle. It's required by state law to carry at least the state minimum liability limits. If you are required to file an SR-22 with your state, your new insurance company will take care of that for you. If you cancel your coverage for any reason, you risk the loss of your driver's license.

Other Insurance Resources

The Insurance Information Institute has a great resource of car insurance articles where you can learn more about coverages and money saving tips. Visit iii.org.

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