Save on Toyota Camry insurance

Guide to Buying Toyota Camry Insurance for Less

If searching for lower car insurance rates was a good time, we'd have no problem finding the best rate. But we always seem to pay too much for coverage and most people would rather go to the dentist. Buying insurance on your Toyota Camry might leave you feeling the same way.

Step One: Compare Rates from Multiple Companies

Years ago, your local insurance agent was the only way to quote a buy a car insurance policy. Times have changed!

Comparing apples-to-apples price quotes for your Toyota Camry is made easy by only requiring one form to be completed. This will shop your coverage with multiple companies and allow you to easily compare rates.

Simply click the link below to enter your information. Once complete, you can compare the returned rates and make a decision on which policy to purchase.

Use the Same Coverages! It's really important that when doing multiple quotes for your Camry that you use identical coverages for liability, comprehensive and collision. If you use different values, it's impossible to determine which company has the lower rates.

Step Two: Techniques to Lower your Camry Insurance Rates

What you actually pay to insure your Toyota is determined by many factors, some of which you have no control over.

Step Three: Make an Informed Buying Decision

Car insurance is pretty easy to buy online, but you do need to be aware that it is a legally binding contract. You need to have funds available for a down payment as well as review your coverages for any insufficiencies.

On your new policy, double check that the effective date is the same as the date you are cancelling your old policy. This avoids any lapse in coverage which can cause an increase in your rates.

If this is a new policy with only the Toyota on it, be sure to have coverage before leaving the dealership or car lot. If you're adding it to an existing policy, you have anywhere from 15 to 30 days depending on the company. Comprehensive (or Other than Collision) and collision coverage will extend to your new Camry if you current have a vehicle insured with those coverages. If you aren't insured or only carry basic liability coverage, then you will be inadequately insured until you add the vehicle to your policy with full coverage.

Once you finish buying your new policy, you will need to print out the proof-of-insurance card that is provided by your new company. This card is proof that you meet the state's minimum liability limits and is required to be kept in your vehicle. If you're considered a high-risk driver, having been convicted of a DUI, DWI, reckless driving or had your license suspended, you may need to file a SR-22. Be sure your new company files this form with your state DMV. Failure to do so can result in losing your right to drive.

Consumer Insurance Information

The Insurance Information Institute website has a great library of car insurance topics that cover claims, replacement parts, rental cars and more.

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